Pension in Japan: Basic Guide for Foreign Residents

A simple guide to Japan's pension system, exemption, and lump-sum withdrawal checks.

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Quick checklist

  • Foreign Residents May Need Pension
  • Company or National Pension
  • If Payment Is Difficult
  • Leaving Japan
  • Keep Records

Foreign Residents May Need Pension

Many people living in Japan must join a pension system. This can include foreign residents, workers, students, and self-employed people.

Company or National Pension

If you work for a company, you may be in Employees' Pension. If not, you may need National Pension. Check your payslip or city office documents.

If Payment Is Difficult

Students or people with low income may be able to apply for exemption or postponement. Do not ignore payment notices.

Leaving Japan

Some people may be able to apply for lump-sum withdrawal payment after leaving Japan. Conditions and deadlines apply.

Keep Records

Keep pension number, notices, payment records, and company documents. They help when you consult or leave Japan.

Source and note

This article is based on official public information and is written in simple English. Procedures may differ by person and city. Please check the official page or a consultation office for your own case.

Source: https://www.nenkin.go.jp/international/index.html