Health Insurance Premium Too High in Japan

What foreign residents can check if National Health Insurance premiums are difficult to pay.

health insurance premium too high JapanNational Health Insurance reduction JapanNHI foreigner Japan
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Quick checklist

  • Do Not Ignore Notices
  • Consult the City Office
  • Bring Income Records
  • After Job Loss or Income Change
  • Keep Payment Records

Do Not Ignore Notices

If premiums are high or payment is difficult, do not throw away the notices. Deadlines and consultation information may be written there.

Consult the City Office

Your city office may explain installment payment, reduction, exemption, or other options depending on your situation.

Bring Income Records

Bring payslips, tax documents, resignation documents, and letters from the city office.

After Job Loss or Income Change

If your income changed, explain when and why. This may matter for consultation.

Keep Payment Records

Keep receipts and payment plans because they may be needed for later procedures.

Source and note

This article is based on official public information and is written in simple English. Procedures may differ by person and city. Please check the official page or a consultation office for your own case.

Source: https://www.mhlw.go.jp/stf/seisakunitsuite/bunya/kenkou_iryou/iryouhoken/index.html