Health Insurance in Japan: Simple Guide for Foreign Residents
A simple explanation of health insurance types, hospital use, premiums, and job changes.
- Health Insurance Is Important
- Company or National Health Insurance
- After Job Change or Resignation
- Premiums and Notices
- At the Hospital
Health Insurance Is Important
Health insurance helps reduce medical costs when you go to a hospital or clinic. Many residents in Japan must join a health insurance system.
Company or National Health Insurance
If you work for a company, you may have company health insurance. If not, you may need National Health Insurance through your city office.
After Job Change or Resignation
When you quit or change jobs, insurance may change. Check quickly so that there is no gap or unpaid premium problem.
Premiums and Notices
If you receive a premium notice and cannot pay, consult the city office or insurance office early. Do not throw away letters.
At the Hospital
Bring your health insurance card or My Number health card. If you forget it, you may need to pay more first and ask about reimbursement later.
This article is based on official public information and is written in simple English. Procedures may differ by person and city. Please check the official page or a consultation office for your own case.
Source: https://www.mhlw.go.jp/stf/seisakunitsuite/bunya/kenkou_iryou/iryouhoken/index.html
